openPFM

A free personal finance app for Android.

Add your bank statements and openPFM turns them into transactions, balances, categories, monthly statements and spending highlights, and answers questions about your money. Everything it works out is stored only on your phone. It has no ads and no analytics.

To read statements and answer questions it uses OpenAI, only after you agree: with your own OpenAI API key, or with an optional openPFM account (sign in with Google) on a free allowance.

• Privacy policy, including deleting your openPFM account